What Melissa Thinks · St. Croix Riverfront Spotlight

St. Croix slips, marinas, and keeping your boat running

Seasonal slips on the St. Croix run in the low thousands for a 20 to 25 foot boat and scale up with length, waitlists are real at most marinas, and the well-known shops that keep boats running sit in Stillwater, Hudson, and Bayport. The short version: figure out where the boat will live before you fall for the house.

For riverfront buyers, where the boat lives matters as much as the house. A slip is often the missing piece of the whole picture, and so is a good mechanic nearby. On the St. Croix both take planning, because slips are limited, priced by the season, and many never hit the open market. None of this is meant to worry you. I walk every riverfront buyer through it so you know what to budget, what to ask for, and where to look.

Up north: St. Croix Falls and the Dalles

The river's story starts up north, at St. Croix Falls in Wisconsin and Taylors Falls in Minnesota, twin towns facing each other across the water. The hydro dam has stood there since 1907, right where the old falls once fell, and it marks the end of the line for powerboats: navigation stops at the dam, and everything above it is a different, quieter river.

Just below the dam sits the famous Dalles of the St. Croix, a deep gorge cut through dark basalt with vertical cliffs and spectacular glacial potholes worn into the rock. It is one of the scenic showpieces of the whole riverway, and it is the reason people have been coming to this stretch for well over a century.

Interstate State Park spans both shores, and it is a piece of history itself. Minnesota's side, designated in 1895, was the state's first state park; Wisconsin's followed in 1900. One practical note: the Minnesota entrance and river access require a Minnesota state park vehicle permit, so grab one before you head out.

The classic way to see the Dalles is by tour boat. Taylors Falls Scenic Boat Tours has been running narrated trips through the gorge since 1906, which means 2026 marks 120 years on the river. They run 45- and 80-minute public tours daily from May through late October, plus dinner cruises. Down on the lower river, Stillwater River Boats runs paddlewheel tours out of Stillwater, a different and equally charming way to take the water in.

Upstream of the dam, the river spreads into a broad, slow ten-mile reservoir down from Nevers Dam Landing, which is why the north end draws the motorboat crowd, while paddlers head for the wilder stretches. Canoes and kayaks are rented right in Taylors Falls with shuttle trips built in: the seven-mile run from St. Croix Falls south to Osceola is a gentle two-to-three-hour paddle. One honest practical note before you plan the day: north of the Boom Site near Stillwater, personal watercraft, Jet Skis, are prohibited, and paddlers need to portage around the dam at Taylors Falls, using the NPS portage at Lion's Park, to keep going downstream.

However you enter the river, north or south, the St. Croix is one continuous river story, and a riverfront home anywhere along it is a front-row seat.

Dinner on the river: the paddlewheel cruises

Here is the dining secret of the St. Croix that guests never expect: some of the best dinner tables on the river are out on the water. Classic paddlewheel riverboats run narrated excursions by day and turn into floating restaurants come evening, and a dinner cruise has become a favorite date-night and guest-visit ritual up and down the valley. It is proof the river is a dining destination as much as a playground.

In Stillwater, Stillwater River Boats carries on the St. Croix Boat & Packet Co. tradition with public lunch and dinner cruises, meal included in the ticket. The boats have climate-controlled levels for comfortable dining plus open viewing decks for the river views, and over the summer they add special-themed cruises too, from brew cruises with live music to fireworks cruises.

Hudson has its own star. St. Croix River Cruises is known for its Sunday brunch cruises and Friday evening Italian dinner cruises catered by the Afton House Inn, plus wine-tasting dinner cruises like the Vineyards of the St. Croix evenings. Their vessels also take on weddings and private charters, which tells you something about how good these evenings really are.

On the Afton and Prescott side of the river, the Afton House Inn and Afton Hudson Cruise Lines run brunch, lunch, and dinner cruises roughly April through October, including a Sunday champagne brunch cruise. They chart privately for groups of 10 to 315 guests, cruising along the river toward Afton and down to Prescott.

And up north, the same tradition runs through the gorge. Taylors Falls Scenic Boat Tours, on the river since 1906, offers the daily narrated Dalles tours plus sundown and dinner cruise options. One honest note before you plan: schedules, menus, and seasons change year to year, so check each company's current calendar before you book. The move itself, though, dinner on a paddlewheeler on the St. Croix, has not changed in over a century, and I do not think it ever will.

Rent the boat, rent the cabin: a river weekend without owning a thing

Here is a river weekend secret I love telling buyers: you do not have to own a boat, or a riverfront home, to live the St. Croix life. The classic move is to rent a pontoon for the day and pair it with a nearby cabin or Airbnb stay, and honestly it is one of the best ways to test-drive river life before you ever make an offer. No maintenance, no winterizing, no slip waitlist, just the river.

In Stillwater, Stillwater Boat Rentals operates out of the downtown Stillwater Marina, about two blocks north of the historic lift bridge, renting comfortable pontoons by time slot. Typical published rates land around $310 for a half day and $410 for a full eight-hour day, with fuel and a damage deposit extra on top. And if you keep coming back weekend after weekend, their Captain's Pass buy-three-get-one-free deal is exactly the perk a repeat river family should know about.

Across the river in Hudson, St. Croix Pontoon starts rentals right off downtown, on what they call the largest floating dock in the Midwest. They rent a 22-foot Crest pontoon, and recent published pricing lands around $475 for a full eight-hour day. It makes for an easy downtown-boat day: launch, cruise, and tie back up steps from Hudson's shops.

North of Stillwater, Ole Sawmill Marina rents bigger pontoons that can carry up to 15 people with a 115hp outboard, gas and life jackets included, full day or half day. They even rent a vacation house on the river with a two-night minimum, so the whole boat-and-stay package can come from one place. And down in Bayport, Beach House Marina also offers pontoon rentals from its own spot on the water.

For the stay half of the weekend, riverfront vacation rentals around Stillwater, Hudson, Afton, Bayport, Lakeland, and Marine on St. Croix make natural bases, and plenty of lakeside cabins come with their own dock, kayaks, or a paddleboat. One honest note: specific listings, seasons, and rates change constantly, so search Airbnb or VRBO for the exact stretch you are dreaming of, and book ahead for holiday weekends. Rental boats book out too, so I always tell families to reserve both before the weekend. Renting first is how a lot of riverfront buyers figure out which stretch feels like home, and trust me, it beats guessing.

Fishing the St. Croix: charters and guides

The St. Croix is a genuine fishery, and I love watching buyers realize it for the first time. Walleye are the marquee catch around here, with smallmouth bass, northern pike, crappie, and catfish close behind, and the river even has a storied sturgeon season in the fall that draws anglers from all over. If you are visiting, or scouting the stretch with a home in mind, hiring a guide is the easy way in. They know the holes, they know the regs, and they do the thinking so you can just fish.

One of my favorite family-friendly options is Croix Boys Guided Adventures, running out of the Stillwater, Bayport, and Hudson area. Captain Ryan takes up to five anglers on his 21-foot pontoon, and he targets walleye, sturgeon, crappie, and smallmouth, so there is a good chance somebody on the boat catches something. His signature trips include a full-day walleye trip and the scenic High Bridge troll, which runs from the Boom Site up to the historic Arcola High Bridge. Rods, reels, lures, and live bait are all provided, so a family really just brings themselves.

Over in Stillwater, St. Croix River Fishing Guide books guided sturgeon trips from September through November. Those are evening trips that start around dusk and fish into the night, which is its own kind of magic once the river quiets down.

River Runner Guide Service, also out of Stillwater, fishes the St. Croix and Mississippi Pools 1 through 4, and smallmouth bass are a flagship target. Their best months run roughly April through June and again September through November, when the smallies stack up on wing dams and breaks. One honest note for the table: on this stretch the smallmouth keep-size is under 23 inches per the regs, so the big ones go back to fight another day.

If you want the wilder north end, the National Park Service keeps a current listing of licensed fishing and hunting guides for the Riverway, including trips on the upper St. Croix and the Namekagon. One practical note on prep: you need a Minnesota or Wisconsin fishing license, though kids 15 and under typically do not, and the guides normally supply the rods, reels, and bait. That means a guest really just needs a license, sunscreen, and a camera. Whether you want a trophy photo or a quiet morning with a line in the water, the St. Croix delivers, and a riverfront home puts you minutes from the launch.

Head south: Lake Pepin and Nelson's Cheese Factory

When my buyers ask where St. Croix boaters actually go for a day trip, the answer is often south of the confluence to Lake Pepin. It is the widest stretch of the Upper Mississippi, roughly 22 miles long and up to two miles across, a natural widening formed by the Chippewa River delta, and it is where water-skiing was born in 1922 on Lake City's shores. From Prescott it is a manageable boat run downriver, and the Wisconsin Great River Road (State Road 35) hugs the whole shore.

The towns along the way are part of the pull. On the Wisconsin side it is Pepin, Stockholm, Maiden Rock, and Nelson, each with a distinct small-town feel, and across the water, Lake City and Frontenac anchor the Minnesota side. Stockholm is known for its little shops and cafes, and Pepin sits in Laura Ingalls Wilder birthplace country.

Nelson's Cheese Factory (S237 State Road 35, Nelson, WI) is the classic layover on the Great River Road at the foot of Lake Pepin. It no longer makes cheese on site, but the shop carries a big selection of Wisconsin and imported cheeses, plus deli sandwiches, ice cream, soup, and wine, with indoor dining and a dog-friendly patio. In recent years it has been open daily from 9 a.m. to 5:30 p.m., so always confirm current details on hours before you go.

The Pepin run is a favorite for St. Croix boaters who want a bigger-water day, and there are public marinas and landings in the lakeshore towns where you can tie up for lunch. For first-timers, my advice is to check river and weather conditions before a long run out of the St. Croix, and give yourself plenty of daylight for the ride back upstream.

For buyers, a riverfront home on the St. Croix keeps the whole Mississippi system within reach, and the Lake Pepin loop is one of the reasons the valley sells itself on a Sunday afternoon.

From the Dalles to Pepin, it is one river system, and every stretch has its own personality, which is exactly what I tell buyers shopping the valley.

Prescott: where the rivers meet

Every river has a front door, and on the St. Croix it is Prescott, the town planted right where the St. Croix spills into the Mississippi. It is the southern bookend of the whole river, and for boaters it is a destination: dock downtown, watch the sun set over the confluence, and you are at the start of the Lake Pepin run.

The city public boat launch on Front Street is the main access, with adjacent parking for vehicles with trailers, open to visitors, and the city also maintains public dock space downtown so you can tie up and walk to the riverfront restaurants and shops. In recent years the launch has carried a modest launch fee, so confirm the current rate with the city before you plan your day.

Miss Croix Yacht Harbor provides seasonal store-and-launch service for boats up to roughly 30 feet, with nearby public launch access, a good option for season slip holders who want the convenience of a stored boat ready to go.

Here is the boating context I give buyers so nothing surprises them: Prescott sits at the top of Mississippi Pool 3, so the water opens up wide right there. The old Leo's Landing marina at the confluence closed after the city declined to renew its lease, and the waterfront sits under redevelopment plans, so my honest advice is to check current marina availability each season rather than assuming the old standby is still operating.

For buyers, that makes Prescott part of the riverfront picture no matter which shore you land on. A river home anywhere between Stillwater and Prescott keeps you a short drive from the confluence, and Prescott is where many St. Croix owners keep a second home or a camper for the Mississippi access.

The St. Croix meets the Mississippi at Prescott, and from that corner you can point the bow upriver to Stillwater or downriver to Pepin.

The river bars at the confluence

Here is the part of the southern reach buyers always ask me about, and I love that they do: the river bars down here are their own little culture. One long-time favorite is Nauti Hawg Bar and Grill, south of Prescott on the Wisconsin side at Hager City, a classic stop for river boaters and bikers alike, and you will see it listed in some spots as Naughty Hog or Nauti Hawg. It sits right on the banks with outdoor seating overlooking the water, and recent reviews keep coming back to the same thing: good bar food at reasonable prices, the classic way to end a day out on the river. I am not connected to the place in any way; it is simply the kind of spot I tell buyers to try when they want to feel the river's social side, and it is a fine family-friendly stop, which I know matters when you are scouting neighborhoods with kids in tow.

For a tie-up-and-eat option right in town, Prescott's own Point St. Croix Marina and Pub on Front Street sits steps from the water. The marina runs about 74 slips up to 14 by 36 feet, with water and electric, jet ski docks, and fuel discounts for slip holders, and its pub serves riverfront dining with a patio overlooking the rivers. Slip availability and hours shift with the season, so treat the numbers as a starting point and confirm the current details directly with the marina before you plan a day around them.

P.D. Pappy's Music Bar & Grill

One more river bar I tell buyers about, and this one sits right in Stillwater: P.D. Pappy's Music Bar & Grill at 422 E. Mulberry Street, on the river next to the Stillwater Marina, and it is the rare riverfront bar that is built to take a flood. The tagline around town is that it is the only bar still open when the St. Croix floods, and locals have watched the water lap at its patios during spring crests while the music keeps playing. It is a seasonal spot, open roughly May through mid-October, with two outdoor patios looking out at the boats and the marina next door, live music most weekends, and a full menu of American bar food, a favorite stop for boaters tying up for lunch and riders rolling through on the river road. I am not connected to the place in any way; it is simply the kind of spot I tell buyers to try for the river's social side, and it is a fine family-friendly stop, which I know matters when you are scouting neighborhoods with kids in tow.

Whether you ride or drive, the lower river's bars are half the charm of the southern reach, and they are where buyers get to know the river community fastest.

When the river comes up, Stillwater's bars are part of the show, and Pappy's is the one that stays in it.

Where do I put the boat in? River launches on both shores

Here is the question I hear before we even tour the first house: where do I put the boat in? The launches are the public's door to the river on both the Minnesota and Wisconsin sides, and knowing the free ones from the paid ones saves a headache on a busy Saturday. The free DNR and public spots fill up early in summer, so the practical tip is get there before mid-morning, or use a paid launch instead.

St. Croix Boomsite (Minnesota)

State-owned DNR public access about 2 miles north of the Stillwater bridge on Hwy 95 / St. Croix Trail, with a concrete ramp and restroom, and it is free.

St. Croix Crossing public water access (Minnesota)

A newer state DNR access in Oak Park Heights off Hwy 95 just north of Hwy 36, with a double launch, about 35 vehicle and trailer spots, and a boat cleaning and draining station, all free.

St. Croix Bluffs Regional Park (Minnesota)

A Washington County fee launch about 7 miles south of Afton on Stagecoach Trail, with trailer parking, suited to boats roughly 19 feet or shorter, open 6 a.m. to 11 p.m., right beside the campground.

Bayport (Minnesota)

Private paid launching with parking in the Bayport harbor, in the Bayport Marine and Beach House Marina area.

Windmill Marina (Minnesota)

A private launch in Afton with a gas dock, ship store, and slips, plus public ramp access, sitting between Stillwater and Prescott.

Beanies (Minnesota)

Public river access in Lakeland with a launch, bait shop, and pontoon rentals on the lower river.

Franconia Landing (Minnesota)

A small, quiet, free DNR concrete launch on the upper river in Franconia Township, near Shafer at 29001 and 29101 Summer St, shallow and best for smaller boats, and a favorite locals' alternate to the busy park ramps.

Minnesota Interstate State Park boat ramp (Minnesota)

Park-fee entrance at Taylors Falls, on the Dalles reach below the dam.

Log House Landing (Minnesota)

A Park Service carry-in and small-craft access on the upper stretch, at the end of 205th St N in the Scandia area.

Hudson city launch (Wisconsin)

A public city launch with a modest non-resident fee, roughly $10 a day or a season pass in recent years, no overnight parking, and it fills up on weekends.

North Hudson village launch (Wisconsin)

A free gravel launch with very limited parking, about 8 spots, best for quick put-ins.

Houlton landing (Wisconsin)

A Wisconsin-side launch near Houlton, across from Stillwater, handy for the Boomsite and Stillwater reach.

Wisconsin Interstate State Park boat ramp (Wisconsin)

The park ramp on the St. Croix Falls side serving the Dalles reach, and note that Lake O' the Dalles is nonmotorized only.

Somerset Landing (Wisconsin)

Launches the upper-middle reach below the Dalles, in Somerset near the Apple River area.

Osceola Landing (Wisconsin)

A Park Service launch off Hwy 243 serving the Osceola reach.

Prescott city launch (Wisconsin)

A public city launch right at the confluence, with resident and non-resident fee tiers in recent years.

Whatever stretch you are shopping, on either shore, there is a ramp within a short drive. When we look at riverfront homes together, I will point you to the launch closest to the front door so the boat can hit the water the same weekend you move in.

What does a slip cost on the St. Croix?

The honest answer: a seasonal slip runs in the low thousands for a 20 to 25 foot boat and climbs with length. Figure a few thousand dollars for the season for a runabout, then more for a bigger boat or a covered slip. The St. Croix tends to run roughly double the Mississippi for comparable dockage, which is a fact of life on this river and part of why the value comparison below matters.

Availability is usually the bigger hurdle than price. Many slips are privately owned or leased out long term, so the well-run marinas keep waitlists and fewer options hit the open market each spring. If a slip is part of your plan, start asking early, before you make an offer, and treat a confirmed slip as part of the deal you are really buying.

Pricing models vary. Some marinas quote a flat seasonal rate for a slip size; others price per foot, roughly $200 and up per foot at full-service spots like Sunnyside, where the rate folds in spring launch, fall haul-out, bottom wash, and winter storage. If you mostly boat on weekends, ask about store-and-launch or dry storage, which usually cost less than an in-water slip. And some marinas sell slips rather than rent them, which is worth knowing if you plan to be on the river for years.

The Mississippi is the value play

If the St. Croix price tag stings, the Mississippi is the value play. Slip rents there run meaningfully cheaper, roughly half of comparable St. Croix rates. Lake Pepin, about ninety minutes south of the metro, is a popular option, with rates from the low two thousands to around five thousand dollars for the season depending on the marina.

The trade-off is the drive. Cheaper dockage is only a bargain if you actually use it, and ninety minutes of trailering each way changes how often the boat goes out. For a weekend boater attached to a St. Croix home, a pricier slip closer to the property can be the better real-world value. It is a trade-off, not simply savings, which is why I walk buyers through both numbers.

Marinas on the river, card by card

Here is the riverfront lineup I keep in my back pocket, from Bayport south to where the St. Croix meets the Mississippi. I have no stake in any of these marinas; this is just the practical rundown I give buyers. Rates and availability change every spring, so treat the details as a starting point and confirm the current terms directly with each marina.

One practical plan worth stealing: get on a waitlist or two early in your search, and check each town's summer event calendar when you plan a weekend on the water, because the river's social calendar fills fast.

Bayport Marina

Visit website

Bayport, MN · mile 19.1

Covered and uncovered, roughly 32 to 70 ft

Protected deep-water harbor, heated pool, tennis and pickleball, clubhouse with showers, fuel dock, ship store, transient slips

Calls itself the marina that thinks it's a resort, and the pool and courts back that up.

Boomsite Marina

Visit website

A few miles north of downtown Stillwater

20 to 34 ft in a protected harbor

Power and water at the dock, showers, dry storage, fuel dock, service department

Quiet and practical, close to Stillwater's Main Street and the July 4 fireworks over Lowell Park.

River Park Marina

Visit website

Bayport, MN

Smaller in-water slips around 20 to 30 ft, seasonal leases

Water and electric at the dock, showers and restrooms; sister marina Beach House next door has 24 ft slips, store-and-launch, and a public ramp

Neighborly and low-key, a short walk from downtown Bayport.

Ole Sawmill Marina

Visit website

About a mile north of downtown Stillwater

Seasonal slips up to 50 ft

Water and electric at the dock, showers, plus boat and pontoon rentals

Family-owned and plain-spoken; rent a pontoon when guests come to town without a boat.

St. Croix Marina

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Hudson, WI · mile 16.3

Transient slips in a protected no-wake harbor

Fuel dock, ship store, and a certified service department

Front and center on Hudson's riverfront, with fireworks dinner cruises boarding from the city docks all summer.

Windmill Marina

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Afton, MN, between Stillwater and Prescott

Covered and uncovered slips roughly 23 to 44 ft

Water and electric, winter storage included, public launch, fuel dock, ship store

The dock-and-dine crowd heads up to the Afton House Inn, which makes this a natural evening-out marina.

Afton Marina & Yacht Club from the air, one of the most scenic points on the St. Croix.
Afton Marina & Yacht Club from the air, one of the most scenic points on the St. Croix.

Afton Marina & Yacht Club

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16071 31st St S, Afton, MN · mile 11.6

About 184 slips in a mix of configurations

Full service lineup including tune-ups, winterizing, and engine and trailer repair, plus fuel, a ships store, showers and patios

A private slip-membership marina set on one of the most scenic points of the St. Croix, right around River Mile 11.6. Membership and slip availability run by application, so I tell buyers to call ahead and check current openings and what the membership includes.

Sunnyside Marina

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Downtown Stillwater, just south of the lift bridge

Per-foot pricing, roughly $200 and up per foot

Full-service package with spring launch, fall haul-out, bottom wash, and winter storage

You are in the middle of Stillwater's summer bustle, steps from Main Street.

Marine Landing

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Marine on St. Croix

Pontoon slips; the seasonal fee includes launch and winter storage

Haul-out and winter storage in the rate, plus winterization and re-decking on site

Picture-postcard small-town river life, and the July 3 fireworks over the river are the big summer night.

Hub's Landing

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Near Hastings, Pool 3, where the St. Croix meets the Mississippi

Larger slips roughly 32 to 54 ft, sold rather than rented

Clubhouse with showers, free pump-outs and winter storage for members

Takes on a friendly yacht-club feel, with a ship store and social events through the season.

And when it needs a fix: boat shops on the river

Every boat needs a shop eventually, and along this stretch of river the good ones are known quantities. Here are the service options I point buyers to, with website links only and no phone numbers, so you can look them over yourself. I would still call ahead in spring, because seasonal workbooks fill up fast.

Sam's Marine and Performance

samsmarineandperformance.com

11204 Dellwood Rd N, Stillwater, MN

Mercury and Mercruiser certified for more than 20 years; general and seasonal repair, lower unit service, repowers, propeller repair, and winterization

St. Croix Marina

stcroixmarina.com

Hudson, WI

Boat service department, plus fuel dock and ship store at the same marina

Stillwater Marine Services

stillwatermarineservices.com

422 E Mulberry St, Stillwater, MN

Mechanical service, fiberglass repair, shrink wrap, bottom painting, and winterization

St. Croix Marine Services

stcroixmarineservices.com

Mobile service on the river

Detailing that comes to your slip in Stillwater, Hudson, Bayport, and Lakeland

Overnight on the river: transient slips and boat-and-stay weekends

Several marinas on this stretch take transient overnight boats, and that opens up one of my favorite riverfront weekends: cruise for the day, tie up at a dock, walk into town for dinner, and sleep aboard in a slip, or step off the dock to a rental close by. It is a family-friendly staycation without a hotel, and it is a real taste of what river life feels like before you commit. Treat the list below as a start-here menu, not an endorsement. Rates and dockage change every season, so call ahead and confirm the current terms.

Here is where I tell buyers to start:

St. Croix Marina

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Hudson, WI · mile 16.3

Transient slips with 30A and 50A shore power

Laundry, showers, and WiFi. Overnight rates run roughly $60 to $100 per night depending on boat length; always call ahead to confirm and reserve.

Front and center on Hudson's riverfront, with downtown shops and restaurants a short walk from the dock.

Bayport Marina

Visit website

Bayport, MN · mile 19.1

Transient slips

Resort-style setup with a heated pool, tennis and pickleball, clubhouse showers, and the on-site Mallards on the St. Croix restaurant.

Dock, swim, play a court sport, and have dinner without ever leaving the marina.

Sunnyside Marina

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Stillwater, MN, just south of the historic lift bridge

Overnight dockage for members and visitors at a member-owned marina

A dock-and-sleep option right in the middle of Stillwater's waterfront.

You wake up in the middle of the summer bustle, steps from Main Street.

Stillwater Municipal Dock

525 S Main St, Stillwater, MN

About 20 transient slips

Right in the heart of Stillwater, near the shops and restaurants on Main Street.

The classic dock, walk off the boat, and explore the town kind of weekend.

And the Airbnb and cabin play: a favorite riverfront move is to dock the boat and spend the night at a nearby rental, or base out of a riverfront cabin for the whole week. Walkable rental options exist around Stillwater, Hudson, Afton, and Marine on St. Croix, with more along the river between Hastings and the townships. Honest note: listings and availability change constantly, so search Airbnb or VRBO for the exact stretch you are cruising and book well ahead for holiday weekends.

Camp on the river: the parks

If sleeping aboard is not your thing, the parks on the St. Croix do the heavy lifting. Between the two big parks and the riverway's boat-in campsites, you can spend a whole weekend on the water without ever touching a hotel.

St. Croix Bluffs Regional Park

County park page

Washington County, MN, near Denmark Township and Hastings

About 579 acres with 3/4 mile of river frontage, the southernmost public park on the St. Croix National Scenic Riverway. A modern campground with roughly 73 sites, a mix of tent and RV with many electric, showers and flush toilets, open about early May to mid-October; hiking and ski trails, a sandy swimming beach, volleyball, and a motorized boat launch suited for boats around 19 feet or shorter.

Swim, hike, launch the boat, and sleep under the trees: an easy full family weekend.

Kinnickinnic State Park

Wisconsin DNR page

Pierce County, WI, where the Kinnickinnic River meets the St. Croix

A large sandy delta where boat camping on the sand is a river classic. Boats mooring overnight on the beach or in the water must register and pay a mooring fee, permit online, and generators are not allowed in the mooring areas. Miles of hiking and mountain-bike trails, plus quiet water on the Kinnickinnic side.

Pitch the tent on the sand delta and let the river be your backyard.

National Scenic Riverway primitive campsites

NPS camping page

Scattered along the St. Croix shoreline

The Park Service keeps primitive shoreline campsites along the river, many reachable only by water, built for multi-day paddling or boating trips. Camping permits are required on the St. Croix below Highway 8, reserved through the NPS for the Saint Croix National Scenic Riverway.

The kind of campsite you earn by boat, and the kind of story the family retells all year.

Here is the practical point I leave buyers with: between transient slips, boat-in camping, and these two parks, a St. Croix riverfront home is really a launchpad for river weekends. And buyers who want the lifestyle without the ongoing slip expense should know these options exist, because nearly all of it is a short boat ride from your own dock.

River stories: the landmarks that make the St. Croix feel like home

Let me end with the stories I find myself telling buyers once they are actually on the water, because knowing the St. Croix is not just knowing the slips and the parks. It is knowing its landmarks. Start with the Hudson dike, the levee that runs along Hudson's riverfront and is the whole reason the town gets to sit that close to the water. Where many river towns keep their downtown a safe distance back, Hudson leans right up against the river behind that wall of earth, and the trade-off is part of its charm.

That closeness also comes with an honest history. The St. Croix has real flooding history, and the record-setter here was 1965, when the river crested around 694 feet, against a flood stage that starts around 687 feet. St. Croix Marina keeps a flood pole tradition to this day, marking the river crests of past floods on a metal pole at the end of a dock, so you can stand there and see for yourself how high the water has come. I bring it up not to worry anyone, only because it is one of the stories a riverfront buyer inherits. It is part of living on the river, and the dike is part of the understanding you buy into.

Then there is Beer Can Island, a little island near Hudson with the most honest name on the river, and it tells you right away that the river is a playground. It also gave us a saga only the St. Croix could. A 54-foot yacht called Sweet Destiny was abandoned on the island in 2024, and there she sat for months, a local legend and a fixture of social-media infamy.

Each day she stayed she racked up city fines, until she was finally towed off in May 2025, and she even helped inspire talk of new state laws about abandoned boats. I tell the story partly because it is genuinely entertaining, and partly because it is proof the river has characters and stories, and they are what keep this stretch so friendly.

And for my money the most jaw-dropping landmark on the river is none of the docks at all. It is the old train bridge between Stillwater and Somerset, the Soo Line High Bridge, known around here as the Arcola High Bridge. It is a towering steel railroad viaduct built in 1911, about 2,682 feet long and standing 185 feet above the water, and it replaced an 1884 crossing that sat much lower.

The best way to see it is from the river itself: you run your boat underneath and look up, and it feels like a cathedral of steel framing the sky. It is still in use today, which is the fun part. If you time it right, you see a train come creeping across way overhead, cars strung along that steel like beads, and it is one of those moments that makes the whole valley feel alive.

And my favorite free show on the river has to be the Lift Bridge that became a park trail. The Stillwater Lift Bridge opened in 1931 and for 86 years was the workhorse crossing between Stillwater and Houlton, carrying as many as 18,000 cars a day at its peak. When the new St. Croix Crossing opened in August 2017, the old lift bridge closed to motorists for good and was rebuilt for bikes and feet, reopening June 1, 2020 after a full restoration that brought it back to its 1931 look while keeping the lift working for the boats. Today it anchors the St. Croix River Crossing Loop Trail, a roughly five-mile loop that climbs the Wisconsin bluffs above Houlton, crosses the new bridge, and drops back into Stillwater, and it is on the National Register of Historic Places. I tell buyers it is the best free show on the river: you can stand mid-span while a tow comes through and the whole deck lifts beneath you, and on a summer evening the loop trail is the closest thing the valley has to a boardwalk.

The new bridge is an engineering marvel in disguise. The St. Croix Crossing opened on August 2, 2017, between Oak Park Heights, Minnesota, and St. Joseph, Wisconsin, and most of the people driving it have no idea they are on one of the most interesting bridges in America. It is an extradosed bridge, a hybrid that blends a cable-stayed bridge with a concrete box girder, and when it opened it was the longest of its kind in the United States. The design was chosen for the river itself. The crossing sits in a National Scenic Riverway, so the engineers kept the profile low and the piers slender, with the pier blades shaped to echo the cattails along the shoreline. The bridge reads as part of the landscape instead of looming over it.

The math is staggering: roughly 3,365 feet across the water, four main spans of 600 feet each, twin towers rising 60 feet above the deck, and 252 stay cables, 16 per tower, holding the deck up like a harp. The deck clears the river by about 150 feet, high enough for the tallest masts and the towboats to pass underneath. The clever part is what you cannot see: the whole river crossing has only two expansion joints, because the deck is post-tensioned and built from about 650 precast concrete segments, each one lifted into place from a barge and walked out along the cantilever like a train of blocks. Fewer joints means less maintenance, less salt damage, and a smoother ride for decades.

I tell clients it is the rare bridge that is both a workhorse and a work of art, and when you are standing on the old Lift Bridge watching a sailboat slide under those cables, you are looking at the best of both eras of river engineering.

The end of the coal plant era

For more than half a century, the Allen S. King Generating Plant in Oak Park Heights, on the St. Croix just south of Stillwater, was the river's biggest landmark. Its 785-foot smokestack is visible for miles, and its coal trains and barges were part of the valley's working rhythm from the day the plant was built in 1968.

In 2019, Xcel Energy announced the plant would stop burning coal in 2028 as part of its move to end coal in the Upper Midwest by 2030, and the plans since have been remarkable. The landmark stack will come down, and the site, with nearly a mile of riverfront, is slated to be converted to solar generation of about 550 megawatts, more than the plant ever produced, reusing the existing substation and grid connections.

The closure is a big deal for the local towns too. The plant has paid on the order of $6 million a year in property taxes, roughly a third of Oak Park Heights' budget, so the community is figuring out its next chapter right alongside the utility.

I have a personal stake in this one. My daughter is studying architecture at the University of Minnesota, and she built a whole project proposal around what to do with the King site, including how to handle the coal ash left behind. Watching her wrestle with that question, how do you reimagine a riverfront that powered a region and left a mess to clean up, is exactly the kind of thinking the St. Croix valley needs for its next 50 years.

These are the stories buyers start telling once they are on the water, and part of knowing the St. Croix is knowing its landmarks. Welcome to the neighborhood, really. There is a reason families have stayed on this river for generations, and more often than not it comes down to a story, not just a house.

Who to call on the river

Living on the St. Croix, sooner or later everyone asks me who to call when things go sideways. So here's my honest running list.

To be clear up front, I have no stake in any of these businesses. This is simply the list I hand to buyers, with website links only and no phone numbers, so you can look everything up yourself.

For the breakdown: the tow networks

For the everyday breakdown or a boat stuck on a sandbar, the best money you'll spend is a towing membership with Sea Tow (seatow.com) or TowBoat US / BoatUS (boatus.com), both are large 24/7 on-water assistance networks with St. Croix coverage. Many boat insurance policies also cover a tow, so check your policy before the season. This is the honest answer for a breakdown at 6pm on a Sunday: call the network.

Docks and lifts: the barge crews

When a dock or lift has to come out before freeze-up, or go in each spring, the crews you want are the dock companies that run a crane on a barge, which is how the heavy lifting is done safely. St. Croix Dock and Marine in St. Croix Falls (stcroixdock.com), the river's top-rated dock and lift outfit, does seasonal install and removal, repairs, and barge work. Also J&D Marine in Marine on St. Croix (jdmarineco.com), White Bear Lift & Dock, Lake Services Unlimited, and Jagusch Lawn Care (which handles docks and lifts too, out past the name). All offer seasonal install, removal, and repair.

The man with the workboat

And then there's Wayne Prokosch, down at River City Welding in Stockholm, Wisconsin, the man they call when a boat's too big or stuck too deep for anyone else. He's the river's welding and salvage guy, a longtime St. Croix river man who's worked the river since the early 1990s and done jobs for the cities of Hudson and Prescott along the way. He built himself a handcrafted 20-ton workboat he named Maggie Marie, and he's the one who pumped out and towed the abandoned 54-foot Sweet Destiny off Beer Can Island near Hudson in 2025, with people cheering from the shore and offering to buy him dinner up and down the river. If you're on the river long enough, you'll know his name.

The short version: join a tow network, book your dock crew before the season, and hope you never need the man with the workboat. But if you do, now you know who to call.

Rules of the river, casino runs, and the Harbor Bar

Before you fall for a riverfront home, it helps to know what a day on the water really looks like once you are past the dock. The St. Croix is a river of rules and rituals both, and the good news is the rules are easy to learn and the rituals are even easier to love. Once you have both in your pocket, the river stops feeling complicated and starts feeling like home.

Rules of the river (and the dam)

First, the big picture. The St. Croix is a National Scenic Riverway, and a protected river comes with its own set of rules. None of them are hard to live with. Knowing them ahead of time is what keeps a river day easy instead of stressful, and most of them boil down to common sense once you have heard them a single time.

Start with the dam. The hydro dam at St. Croix Falls, built in 1907 where the old falls once were, marks where upstream navigation ends for powerboats. There is a boat restraining barrier upstream of the hydro plant, and you simply never go past it. Just below that, slow-no-wake is in effect from the dam at Taylors Falls down to the Apple River confluence, about mile 31, so that northern reach is a slow and easy cruise on purpose.

One rule people are always surprised by: personal watercraft, Jet Skis, and airboats are prohibited on the St. Croix from the Boom Site landing near Stillwater, north and upstream all the way to Gordon Dam. That stretch of river stays quiet by design, and the rule is what keeps it that way.

Down on the lower river, the rules are the ones that keep everybody safe and everybody happy. Slow no-wake within 100 feet of shore and within 100 feet of swimmers. No towing skiers or tubers at night, and none at all in slow-no-wake zones. Then there is the big one every local knows by heart: when the river hits 683 feet on the Stillwater gauge, the whole river goes slow-no-wake. And on the life jacket front, kids under 13 must wear one, and everyone on board needs one within reach.

Here is the thing, though. Learn these once, teach them to the kids, and the St. Croix becomes the easiest place in the world to spend a summer afternoon. The rules are short, they make sense, and they are a big part of why this river has stayed a family playground for generations.

Kinnickinnic rules

Here is the part of the river map that surprises a lot of buyers: the Kinni, the Kinnickinnic River, a short, spring-fed cold-water tributary that enters the St. Croix right at Kinnickinnic State Park in Wisconsin. It plays by its own rules because it is fragile, and that is the first thing I tell first-timers. It is a designated Class I trout stream, one of the highest-quality cold-water fisheries in the region, and it is home to native brook trout and brown trout that reproduce naturally. That kind of water does not happen by accident, and it does not survive without everyone treating it gently.

The springs that feed the Kinni keep the water cold year-round, and cold is the word I want you to remember. Even on the hottest summer day, that water can take your breath away, and cold water is a real hazard even in July. So boaters and waders should take it slow, treat the stream gently, and never underestimate the chill. On the lower stretch the river runs shallow and rocky, which makes it a real blast for kayakers and paddle sports, but it does scrape hulls, so it is mostly a smaller-boat and paddle-sport river.

If you want to spend the night on the water, boat camping at the Kinni delta is popular for a reason, but the rules there are strict, so know them before you go. You must register and pay a mooring fee to stay overnight on the water or the beach. You must bring and provide your own toilet facility, because there are none waiting there for boaters. And there is no sleeping right on the beach or tying off overnight unless your boat has a bathroom aboard.

My simple advice for first-timers: enjoy the Kinni as a day trip, paddle it, fish it gently, and take it easy near the delta. If you do want to spend the night on the water, plan ahead with the park and bring a boat that has facilities. Treat the Kinni like the special, fragile river it is, and it will reward your family the same way it has rewarded the trout for generations.

The national park on the river: St. Croix National Scenic Riverway

Here is the fact that surprises more buyers than anything else I pack into a riverfront tour: the whole river is a national park, and most buyers have no idea. The St. Croix National Scenic Riverway was established in 1968 as one of the original eight rivers under the federal Wild and Scenic Rivers Act, and it protects more than 250 miles of river, including the St. Croix and its Namekagon tributary. Once people hear that, they look at the shoreline with completely different eyes.

The history matters, because it explains what you see today. In 1972, the lower St. Croix, roughly from the Stillwater area down to the Mississippi confluence, was added to the Riverway, with Minnesota and Wisconsin adopting zoning along the shores. That is exactly why the lower river keeps so much undeveloped, natural shoreline even near the towns. It is the quietest kind of protection, and it has held strong for more than fifty years.

For the Burkhardt area downstream of Hudson, you feel it the moment you are out on the water. The Riverway's protected corridor and public riverside land run right down to the water, so there are quiet stretches for paddling and wildlife watching with the park as your neighbor. The Riverway manages the primitive riverside campsites, landings, and picnic areas all along the system, and entrance to the park is free. If you want maps or the latest river conditions, the main St. Croix River Visitor Center and park headquarters is in St. Croix Falls at 401 North Hamilton St. Riverway website: https://www.nps.gov/sacn/index.htm

For a homebuyer, a riverfront property inside the Riverway corridor means a permanently protected scenic neighborhood. No commercial strip malls going in across the water, and public access to the park is one of the under-appreciated reasons this stretch is special. It is a benefit no developer can build over, and it is there for the long haul.

Casino runs

Now for a different kind of river destination. St. Croix Casino & Hotel Danbury, at 30222 Hwy 35/77 in Danbury, Wisconsin, is the river-area casino. It started life as the old Hole in the Wall, it is tribally owned by the St. Croix Chippewa, and today it offers slots, table games, dining, a lounge, and a hotel, sitting up along the upper St. Croix near Saint Croix State Park.

An honest note before you picture tying up at the front door: the casino sits on the wilder, upper stretch of the river, where the boating is quieter, so most folks drive. If you are a boater making a weekend of it, there are cabins and resorts nearby, and it is an easy way to pair a river day with an evening out. For the classic boat-up nightlife, that is the lower river. Prescott and the towns south of it, toward the confluence, are where the marinas and riverfront bars keep transient docking for exactly that crowd.

Jamaica Days at the Harbor Bar

If you want the boat-up scene in its purest form, the name to know is the Harbor Restaurant, Bar & Marina, at N673 825th Street in Hager City, Wisconsin, just downriver of Prescott where the St. Croix meets the Mississippi. It is a famous boat-up spot with courtesy boat parking, transient and seasonal dockage, an outdoor bar, live entertainment, and lounge chairs and hammocks scattered around the yard. You tie up, you walk up, and the afternoon sort of takes care of itself.

And its Jamaica Days summer party has become a genuine boater ritual on this stretch of river. It is one of those you'll know it when you see it kind of weekends: boats stacked up along the dock, music on, and the whole place feeling less like a bar and more like a river resort that happens to be open to everyone.

Which brings me to the point I make with every riverfront buyer. Riverfront living is not just the house, it is the whole scene a boat unlocks, the rules that keep it safe and the rituals that make it fun. Buyers who know both, who know where the dam is and where the party is, get the most out of this river, and that is exactly who I love to help land here.

Where the boat fits in your riverfront plan

Read this alongside my what-to-check riverfront guide, which covers frontage, docks, flood zone, and shoreline rules. Where the boat lives is one piece of that puzzle, and it only makes sense next to the rest.

One honest note: marina prices and slip availability change every spring. Rates get repriced, slips change hands, and waitlists open and close, so always confirm the current numbers directly with the marina before you plan around them. Treat anything printed here as the starting point, not the contract.

If you are looking at riverfront, I would love to talk through the whole picture with you, slip and all. Call or text me at 651-564-7614, or book a consultation and we will map it out together.

Still have a question about St. Croix Riverfront Spotlight?

Call or text Melissa at 651-564-7614, or book a free consultation. She is happy to talk through your situation personally, no pressure.

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